Author: sean

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ADVERTISEMENT SATURATION

I witness time and again advertisements on the internet, billboards and radio for. The down payment is typically in the form of a grant that does not need to be paid back. Many people push these loans enticing first time homebuyers to buy a home without any money out of their pocket. While these loans...

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COUNSEL MORTGAGE GROUP HAS JUMBO LOANS

We know many lenders do not have jumbo loans due to the pandemic. We, have jumbo loans! If you’re not familiar with Jumbo Loans these are loan amounts in excess of  $548,250. If you are purchasing a luxury property and looking for a jumbo loan, please contact us, Counsel Mortgage Group, we can help! Want...

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HOW DOES DELAYED FINANCING WORK

How does delayed financing work? What are the benefits of delayed financing? Here’s a great scenario to demonstrate the benefits of delayed financing. Delayed financing may be beneficial if  you are trying to purchase a home with competing offers. You can pay cash for the home, but don’t want to, and would rather finance the...

REASONS TO REFINANCE
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REASONS TO REFINANCE

    Is refinancing to reduce your payment the smart thing to do? The most basic analysis is to compare the savings to the costs.  For instance, if the costs are $2,500 and the savings is $100 per month, then it would take 25 months ($2,500/$100) to recover the costs.  Living in the home for...

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WHAT ARE THE BENEFITS OF WORKING DIRECTLY WITH A BROKER?

What are the benefits of working with a mortgage broker? A mortgage broker has the freedom to choose the lender that is right for you. By knowing the specifics of your scenario, and the nuances of the lenders, the broker can match you with the lender that fits your needs. You may ask whether this...

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WE HAVE EXCITING NEWS!

We are excited to announce we’ll be unveiling our new website. You will see our website serves as an interactive exchange of information regarding mortgage lending in Arizona and California. We realize that, on average, you look for a mortgage once every several years and do not stay on top of the mortgage market. This...

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CAN I REFINANCE IF MY LOAN IS IN FORBEARANCE

Can I refinance if my loan is in forbearance? Yes, you can refinance if your loan is in forbearance. You will have to bring your loan current to refinance. The lender will not refinance if you are behind on your mortgage payments. If you are looking to refinance, contact Counsel Mortgage Group and we can...