John Rapasky
The Counsel Mortgage Group®, LLC., is founded on the principle that borrowers need straight-forward and competent counsel so they can make well-informed decisions regarding their mortgage needs. Counsel Mortgage is founded by John Rapasky. In addition to being a licensed mortgage broker, Mr. Rapasky became a CPA in 1986 and an attorney in 1991. As more mortgage products and options came into the market, he saw a need to counsel consumers to help them find the right mortgage. He started Counsel Mortgage for this purpose.
Mr. Rapasky currently serves on the Board of Directors of the Arizona Association of Mortgage Professionals and is their Government Affairs Chair, and is a Past-President of the Central Chapter, serves as Treasurer on the Board of Directors of the Luxury Home Tour, Inc. (Paradise Valley) and the Pinnacle Peak Luxury Home Tour, Inc., served on the Board of Directors of the Scottsdale Area Association of Realtors from 2016 – 2017, and is on their Member Relief Administrative Committee (Hutch Fund). He is licensed to broker loans in Arizona, California, Hawaii, and Illinois, as well as a licensed attorney in Arizona and Illinois. He is also the owner of Counsel Mortgage School which teaches continuing education hours to real estate agents, and teaches a course in Real Estate Finance.
Counsel Mortgage has a Mortgage Broker License in Arizona, a Financing Law License in California, a Mortgage Loan Originator Company License in Hawaii, and a Residential Mortgage License in Illinois. We have relationships with many banks, insurance companies, and private investors and have access to wholesale rates and products that are not directly available to the public. We canvass our resources daily to find the lowest rates and costs for you. Even if you have a long-term banking relationship, we have been successful in finding lower rates and costs in the wholesale market.
We believe borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable.
We have access to the same mortgage products advertised on radio and TV which promise low interest rates and no closing costs. HOWEVER, be careful, these products may not be as they appear. We will inform you about these and other types of loans with hidden costs and terms so you can make an informed decision.
Contact us today for a complimentary mortgage review. No strings attached!