John Rapasky

The Counsel Mortgage Group®, LLC., is founded on the principle that borrowers need straight-forward and competent counsel so they can make well-informed decisions regarding their mortgage needs. Counsel Mortgage is founded by John Rapasky. In addition to being a licensed mortgage broker, Mr. Rapasky became a CPA in 1986 and an attorney in 1991. As more mortgage products and options came into the market, he saw a need to counsel consumers to help them find the right mortgage. He started Counsel Mortgage for this purpose.

Mr. Rapasky currently serves on the Board of Directors for Arizona Association of Mortgage Professionals and is a Past-President of the Central Chapter, serves on the Board of Directors of the Luxury Home Tour, Inc. and is their Treasurer, and served on the Board of Directors for the Scottsdale Area Association of Realtors from 2016 – 2017.


Counsel Mortgage is licensed by the State of Arizona as a mortgage brokerage, and the State of California as a Finance Broker.  We have relationships with many banks, insurance companies, and private investors and have access to wholesale rates and products that are not directly available to the public. We canvass our resources daily to find the lowest rates and costs for your situation. Even if you have a long-term banking relationship, we have been successful in finding lower rates and costs in the wholesale market.

We believe borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable.

We have access to the same mortgage products advertised on radio and TV which promise low interest rates and no closing costs. HOWEVER, be careful, these products may not be as they appear. We will inform you about these and other types of loans with hidden costs and terms so you can make an informed decision.

Contact us today for a complimentary mortgage review. No strings attached!