Personalized Loan Guidance
Clear, one-on-one support to help you compare mortgage options and choose the right financing strategy.
Straight-forward mortgage advice to help you find the best mortgage product at the lowest rate and costs.
⭐⭐⭐⭐⭐ Rated by real people:
8700 E. Pinnacle Peak Rd., Suite 224, Scottsdale, AZ 85255
What We Can Do For You
As mortgage brokers, we shop the market on your behalf to find the right loan at the lowest rate and costs.
Hover over (or tap) any program for a quick overview.
This list is not exhaustive and can change depending on the market. Contact us to see how we can help you!
Many buyers are waiting for mortgage rates to come down before purchasing a home. But could waiting mean missing opportunities available today? In this podcast, we explore buying…
Our clients trust us to make the mortgage process clear, responsive, and straightforward. See how we’ve helped homebuyers and homeowners move forward with confidence.
Not only are they completely up-to-date on current mortgage regulations, they are as congenial as they come and was instantly responsive to any questions we had. We highly recommend Counsel Mortgage and can't say enough good things about our experience with John!
We cannot say enough good things about John and Counsel Mortgage. I was so anxious about this experience, and he could not have made it easier or more seamless. I urge everyone to consider using Counsel Mortgage-we even closed almost a week early!! So happy!
Trusted mortgage professionals helping homebuyers navigate financing with confidence.
From first-time buyers to seasoned homeowners, we help clients find competitive loan options tailored to their goals.
Clear, one-on-one support to help you compare mortgage options and choose the right financing strategy.
Questions don’t always happen during business hours. Our team is here to keep your loan moving and keep you informed.
When it came time for us to buy our new home a few months ago, we had a couple options for obtaining a mortgage. Previously, we worked with John at Counsel Mortgage on a re-fi a few years back, and so we decided to go with Counsel Mortgage Group again. A lot has changed in the last few years in terms of getting a new mortgage (read: a lot of required documents!), but thankfully John is the expert in making the process as painless as possible. Not only is he completely up-to-date on current mortgage regulations, he is as congenial as they come and was instantly responsive to any questions we had. His expertise resulted in us getting a great loan product - one we didn't even know was possible. We highly recommend Counsel Mortgage Group and can't say enough good things about our experience with John.
Counsel Mortgage and John Rapasky is an excellent choice if you are looking for real estate finance. I have been a full time practicing real estate broker for over 15 years, licensed in Arizona and California. I have worked with more lenders than I can count. In the last transaction in which I represented the buyer, I had the chance to work with John. John's rates and pricing were better than two other local lenders, which is why my buyer chose to work with him, but finance is so much more than pricing, and John delivered on all accounts. We met all our benchmarks through the escrow process, he kept us well informed as we worked towards closing, was available throughout the process, and we closed on time without any issues. I would not hesitate and intend on sending any buyers I represent to John should they be in need of financing. Even if you have another lender in mind, I highly recommend you give John a call and see what he can do for you. A true professional.
I had a great experience working with John and Betty. They were fast, efficient and super knowledgeable about all the steps I had to take to secure funds for my property purchase. I have utilized Counsel Mortgage Group on numerous occasions and I can’t speak high enough about the quality of their work. Amazing!!! ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
John was amazing! He was with me every step of the way as I bought my first home. He was prompt and friendly and took time to explain everything in a way that I could understand. Very knowledgeable and professional, I would recommend the Counsel Mortgage Group to anyone. Thank you John!
John Rapasky has helped me with multiple mortgages and is truly a professional and expert in his complicated field. I believe his background as both a lawyer and CPA has made a difference for me and does for everyone. He got me a VA loan when no one else could! Thank you John Rapasky and Counsel Mortgage team!
Mr. John Rapasky is at the top of his field. As both a lawyer and a CPA Mr. Rapasky is well equipped to anticipate and avoid the speedbumps before they happen! I know Mr. Rapasky takes pride in guiding his clients toward being approved with the best rates possible; he will always be my mortgage broker. Thank you Counsel Mortgage Group!
When it came time for us to buy our new home a few months ago, we had a couple options for obtaining a mortgage. Previously, we worked with John at Counsel Mortgage on a re-fi a few years back, and so we decided to go with Counsel Mortgage Group again. A lot has changed in the last few years in terms of getting a new mortgage (read: a lot of required documents!), but thankfully John is the expert in making the process as painless as possible. Not only is he completely up-to-date on current mortgage regulations, he is as congenial as they come and was instantly responsive to any questions we had. His expertise resulted in us getting a great loan product - one we didn't even know was possible. We highly recommend Counsel Mortgage Group and can't say enough good things about our experience with John.
Counsel Mortgage and John Rapasky is an excellent choice if you are looking for real estate finance. I have been a full time practicing real estate broker for over 15 years, licensed in Arizona and California. I have worked with more lenders than I can count. In the last transaction in which I represented the buyer, I had the chance to work with John. John's rates and pricing were better than two other local lenders, which is why my buyer chose to work with him, but finance is so much more than pricing, and John delivered on all accounts. We met all our benchmarks through the escrow process, he kept us well informed as we worked towards closing, was available throughout the process, and we closed on time without any issues. I would not hesitate and intend on sending any buyers I represent to John should they be in need of financing. Even if you have another lender in mind, I highly recommend you give John a call and see what he can do for you. A true professional.
Our goal is to help you feel confident at every step of the mortgage process. We focus on clear communication, personalized loan options, and dependable guidance designed around your financial goals.
We take the time to understand your needs and recommend financing options that fit your goals.
We build lasting relationships by providing responsive support, honest answers, and a smoother experience.
Buying or refinancing a home comes with a lot of questions. At Counsel Mortgage Group, we make the process easier to understand with clear guidance, and support from application through closing.
Counsel Mortgage Group offers a variety of financing options, including conventional, FHA, VA, jumbo, and refinance loans. We’ll help you explore the programs that best fit your goals and financial situation.
We take the time to understand your income, down payment, credit profile, budget, and long-term plans. From there, we help you compare available options so you can choose a mortgage that makes sense for you.
The amount required depends on the loan program and your qualifications. Some programs may allow for a lower down payment, while others may require more. We’ll walk you through the options and help you understand what to expect.
Timelines can vary depending on the loan type, property, and borrower documentation. Our team works to keep the process moving efficiently while keeping you informed from application through closing.
Yes. We can review your current mortgage and help you determine whether refinancing may make sense for your goals, whether you’re looking to change your loan terms, access equity, or explore a different financing structure.
We work for you, not the lender.
NMLS 178927 | AZ MB 0909580 | CA DBO 60DBO43873
HI – 178927 | IL MB.6761723
For licensing information, go to www.nmlsconsumeraccess.org
Counsel Mortgage Group®, LLC takes your privacy very seriously and will not share any information about you to any other person or third party.
Your transaction and personal information is important to us as it is to you.