When looking to purchase a home there are many factors which determine the type of loan. Our experienced Mortgage Brokers will ask some simple questions to get you on the right path. For example, do you have little down payment or do you need to sell your home/other property to qualify? Do you have less than perfect credit? Do you have stellar credit and are looking to buy the big dream home and looking for a jumbo loan? By asking simple yet informative questions we will be able to find the right loan for you.
The first step to purchasing a home is getting pre-qualified. To begin this process, you would need to complete a loan application. Once we receive your application, we will analyze it to determine how much of a loan you can qualify for. We will analyze the different products available and go over your financing options. As we are a mortgage broker, we work with many different lenders to find the product that is right for you.
Once pre-qualified, we will prepare a Pre-Qualification Form you can take to your Realtor or to the seller. This will let them know you are a serious buyer and are able to borrow to purchase a home. We can indicate on the form whether you need to sell your home first to qualify, or whether you will need the contribution from the seller towards your costs.
When shopping for the best mortgage broker in Arizona, you need to know the history of the company and their mortgage brokers. At Counsel Mortgage Group, LLC, founded by an experienced CPA and attorney, we have closed hundreds of loans over the years and specialize in assisting you to obtain the right loan. Check out our experienced mortgage brokers and give us a call today or contact us. We look forward to working with you!