Credit reports are currently free as long as you only make an inquiry weekly. Click the link to the article from the FTC regarding getting a free credit report and credit monitoring during the pandemic. You can get your report at www.annualcreditreport.com, which is authorized by all 3 credit bureaus, i.e. Experian, Transunion, and Equifax. During...
Author: john (John Rapasky)
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WHO HAS MONEY TO LEND, AND HOW DO YOU GET IT? WHY BANKS ARE PUCKERED
Today’s post is written by Michael Green, Commercial Loan Originator for Counsel Mortgage Group, LLC. Commercial and multifamily mortgage bankers are expected to close $248 billion of loans backed by income-producing properties in 2020, a 59% decline from 2019’s record volume of $601 billion, the Mortgage Bankers Association (MBA) reported. Total multifamily lending alone,...
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COUNSEL MORTGAGE NAMED ONE OF THE BEST MORTGAGE BROKERS IN PHOENIX
Counsel Mortgage Group was recently nominated as one of the “Top Picks” in the Phoenix area. We are honored to have made the Expertise Best Mortgage Brokers in Phoenix 2020 list. The selection criteria were based on more than 25 variables across five categories. The publication on Expertise.com rates Counsel Mortgage Group as one of 17, out...
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THE PUSH TO REFINANCE
You may have received a phone call, mailer, or email with the promise of low rates and lower payments. Below are some thoughts to consider before you refinance. The most basic analysis is to compare the savings to the costs. For example, if the costs are $2,500 and the savings is $100 per month, then...
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WHAT IS THE BEST REFINANCING OPTION FOR YOU?
There are a variety of options for refinancing mortgage loans. What is best for you? The fact is, not everyone’s situation is the same. At Counsel Mortgage Group we do what is best for you. We have many options for our customers. Ask us about our fixed loan options, we have several. We...
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COUNSEL MORTGAGE GROUP CULTURE
The overriding culture at Counsel Mortgage Group is to help people. Mortgages can be confusing. There are many different options available which can be paralyzing. It’s the guidance through these options and throughout the mortgage process that we specialize in. We are not a turn and burn mortgage company. The manner in which we...
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BUYING, REFINANCING, WHAT’S THE PLAN?
As you can imagine, we get asked more so than ever before, “Is now the right time for buying or refinancing a home?” Refinancing is currently on the forefront of many homeowner’s minds today. If you are a prospective home buyer when should you start planning for your mortgage? The answer is as soon as...
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REFINANCING IS HIGHLY DESIRABLE
Refinancing is highly desired right now and we have helped many homeowners refinance their loans. Frequently delaying the process is postponed mortgage payments due to forbearance. Is it possible to refinance a loan in forbearance? Yes, you can refinance if your loan is in forbearance. You will have to bring your loan current to refinance....
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QUESTIONS ABOUT REFINANCING?
Do you have questions about refinancing? We provide counsel to help you find the right mortgage. We’ve helped many clients refinance their loan. We are a mortgage broker, and search wholesale lenders to find the best rate and costs. We broker in both Arizona and California. Contact us, we can help! We offer a variety...
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HALF-YEAR REPORT – MONEY IS CHEAP
This has been an unprecedented first half of the year. An international pandemic, high unemployment, closing of businesses, and a Fed Funds rate near zero. Notwithstanding these global and economic calamities, loans are being made. Rates are the lowest they’ve been and money is cheap. It is a great time to buy and borrow. Programs...