HALF-YEAR REPORT – MONEY IS CHEAP

This has been an unprecedented first half of the year. An international pandemic, high
unemployment, closing of businesses, and a Fed Funds rate near zero. Notwithstanding these
global and economic calamities, loans are being made. Rates are the lowest they’ve been and
money is cheap. It is a great time to buy and borrow.

Programs interrupted due to the pandemic are returning to the market, such as jumbo loans.

With rates this low, there is not much reason to put a lot of cash into a home. It’s likely your
investment portfolio performs at a higher rate of return than the rate of borrowed funds. So, you may want to consider leveraging. It is also a great time to refinance at these rates.

The report for the first half of the year is lending is strong. Contact us to help you make
decisions as to how to best leverage your residential or commercial property.

We offer a variety product services, ask us how we can assist you today:
Counsel Mortgage Group®, LLC
www.counselmortgage.com
480-502-1000
NMLS #178927
AZ MB #0909580
CA DBO #60DBO43873

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