Courts often hold all licensees to the highest standard of the Code, whether or not they are members of a REALTOR association. Counsel Mortgage Group, LLC is co-sponsoring this course by MPH School of Real Estate on Thursday, October 1, 2020. The course will help licensees understand the NAR Code and Arizona...
Author: john (John Rapasky)
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SMALL BUSINESS ADMINISTRATION
The Small Business Administration offers business loans. The most common loans refer to Sections 504 and 7(a) of the Small Business Act. Are you looking for a small business loan? If you want to purchase commercial real estate or machinery/heavy equipment, the 504 loan is the best choice. What if you are purchasing a business...
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TRENDING
There is a trend in this industry back to mortgage brokerage. We are looking for loan originators. Do you desire to help people? Have you lost deals to brokers because you work in banks or mortgage banks? We broker commercial and residential loans in Arizona, and California. Counsel Mortgage Group is founded by an experienced...
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VA-GUARANTEED MORTGAGE SOLICITATION
Veterans get solicited with mortgage refinancing offers quite a bit. Offers known as Interest Rate Reduction Refinancing Loan (“IRRRL”). Lenders like to make these loans for various reasons, one being minimal underwriting requirements. Veterans should scrutinize these advertisements to make sure the terms offered are true. Recently The Consumer Financial Protection Bureau issued a...
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RESIDENTIAL LOANS
The mortgage brokers at Counsel Mortgage Group, LLC offer a variety of residential financing products. We provide financing for purchases and refinances of homes, condominiums, townhomes and manufactured homes whether they are a primary, secondary or an investment property. If you are looking for a commercial loan, we offer that financing, too. Contact us with...
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HOW BAD IS IT … ?
Today’s post is written by Michael Green, Commercial Loan Originator for Counsel Mortgage Group, LLC. Commercial real estate (CRE) and multifamily loan originations fell almost 48% year-over-year in the second quarter, and 31% vs. Q1-20, the result of a pandemic-related temporary freeze in lending and transaction markets between mid-March through early April, according...
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CONTRACT NEGOTIATIONS: THE GOOD, THE BAD AND THE UGLY – CONTRACT LAW
Counsel Mortgage Group, LLC is co-sponsoring this course by MPH School of Real Estate on Thursday, September 3, 2020. The course will help licensees effectively draft contracts, negotiate contracts, and listing agreements. It will cover the fundamentals of buyer broker agreements and escrow settlement statements and much more. We offer a variety of products and services, ask us...
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ARE YOU REALLY GETTING THE BEST RATE AND COST?
Many real estate companies partner with preferred lenders and encourage their agents to provide their clients with the names of these lenders to handle the financing of their purchase. What the buyer does not know is that in some circumstances there is a business agreement between the lender and real estate company creating this preferred status....
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WHAT DO LENDERS LIKE TO SEE?
Lenders like to see a debt-to-income ratio at or below 43%, but loans have been approved up to 50%. You may have heard of the term debt-to-income when applying for a loan; what does it mean? Debt-to-Income ratio is a comparison of monthly debts to monthly income, this is a major factor for...
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EXPERIENCED MORTGAGE BROKERS
Are you looking for an experienced mortgage broker? When shopping for the best mortgage broker in Arizona, California, Hawaii or Illinois you need to know the history of the company, and their mortgage brokers. At Counsel Mortgage Group, LLC, we have several highly qualified originators in VA, commercial and residential lending. We have closed thousands...