We thank our veterans for their service and we are proud to have veteran employees. Our veteran employees specialize in assisting fellow service men and women, and we have closed many VA loans. Unfortunately, once a VA loan closes, veterans are deluged with solicitations from many lenders to refinance. Some of our clients have called...
Tag: #realestate
Post
STAY AT-HOME ORDERS AND MORTGAGE LOAN CLOSING DOCUMENT SIGNING
Are you about to close on a mortgage loan but you’re under a stay at-home order? Are you wondering how you’ll sign closing documents? Do you have to be at the title/escrow company to sign the loan documents at closing? No, you do not. Many title and escrow companies provide notaries which will allow you...
Post
COMMERCIAL MORTGAGE FINANCING IN THE POST-COVID-19 WORLD
As I commented only a couple letters ago, pre-COVID-19 (paraphrased) … “It’s very difficult to make predictions, especially about the future.” Yogi Berra Yet, here we are! While we’re much more accurate reporting the past and extrapolating into the future, the recent data is largely irrelevant, and hence the...
Post
WE CAN COUNSEL YOU, WE’RE HERE TO HELP
If you are looking for financing to purchase a home, or refinancing options, we can help you. Whether you have perfect credit, a great job, or less than perfect credit and no job due to unprecedented current conditions, we can counsel you to help you access the options. We are mortgage brokers and have access...
Post
FAST TALKING
You’ve probably heard a lot of ads on the radio promising low rates and quick turnaround times for approval. Did you also notice how the ad speeds up during the disclaimer portion of commercial? Ads are meant to get your attention but do you always get straight talk and information? We are a mortgage broker,...
Post
IS NOW THE RIGHT TIME TO REFINANCE OR SHOULD I WAIT?
Refinancing, is now the right time? Well, in short, it really depends on your situation. Each individual’s scenario is different. Not withstanding COVID 19 now may be a great time to refinance. Contact Counsel Mortgage Group and we can counsel you through this decision. We offer a variety of products and services,...
Post
HAS JUMBO LOAN MONEY DRIED UP?
Did you recently hear jumbo loans are no longer available and those monies have dried up? Is this factual? No, not necessarily. There are many lenders still lending jumbo money. What is a jumbo loan you might wonder. A jumbo loan is any loan in excess of $510,400.00. Contact us about creative financing, jumbo loans...
Post
WHERE ARE RATES TODAY?
The current market has been volatile and rates did increase but as the markets stabilize the rates may come back down. Do you have questions regarding refinancing? Contact Counsel Mortgage Group, we are here to counsel you through these decisions! – Text refi to 411923 We offer a variety of products and services, ask us...
Post
THE BIG ELEPHANT IN THE ROOM
COVID 19 and CARES Act are on the forefront of many minds currently. You may have heard that you can forbear on your mortgage payments during the COVID 19 pandemic. The first thing you need to do is contact your servicer. Make sure you understand how forbearance works and if it’s right for you long...
Post
INVESTMENT PROPERTY PURCHASES AND QUALIFYING
If you are going to purchase an investment property, you want to make sure the rental income covers the mortgage payment. In addition, you should budget a cushion, i.e. rental income that more than covers your mortgage payment and gives you some profit each month. You can put the profit aside and keep it in...