With mortgage rates being the highest they have been in many years, you may be scared to finance a home. However, there are tools by which to combat these higher rates. Buydowns are a way to lower the interest rate. A permanent buydown is where the rate is bought down permanently for the life of...
Tag: California
COMMERCIAL MORTGAGE REFINANCE
Many commercial mortgages are fixed for 5-7 years, and then become due. These loans may have been originated before or during the pandemic at much lower rates than today. You may find yourself in a position where your Note is coming due. We can help you find refinancing options. We are mortgage brokers and can...
ARCHITECTURE TOUR
Here is a great opportunity to tour luxury properties that are not on the market, meet the architects, enjoy food and drinks, and talk with knowledgeable people in the luxury home space. On Thursday, October 26th, come join me at the Desert Modern Architecture Tour, flyer below, from 4-7 pm. The cost is $50, with...
TROUBLE GETTING APPROVED FOR A MORTGAGE? CONTACT US, WE CAN HELP
With increased interest rates and values for homes, you may find you are having trouble getting approved for a mortgage. We are mortgage brokers and have relationships with many different lenders, including, but not limited to, banks, credit unions, wholesale mortgage companies, insurance companies, and private individuals. There are more products available today than there...
FREE CONTINUING EDUCATION HOUR FOR REALTORS
Join us Oct. 17th at 11 am at Pioneer Title Agency in Tucson, AZ for a free ADRE continuing education hour. I will be presenting a class on real estate finance, similar to the class I presented at the State Bar this summer. We will go over the different types of loans available, while sharing...
COUNSEL MORTGAGE PROVIDES FINANCING FOR CONSTRUCTION OF SHOPPING CENTER
We are excited to help our client finance the construction of a retail center in Avondale. It will be located on the southeast corner of Avondale Boulevard and The Boulevard. It will consist of a Mexican restaurant, Vietnamese sandwich shop, a nail salon, and a health salon. The completion of the project is scheduled for...
REVERSE MORTGAGES
We are finding that reverse mortgages are becoming more of a financial planning tool. If you are at least 55 years old, and have around 50% equity in your home, you may want to consider a reverse mortgage. In a reverse mortgage, you don’t make out-of-pocket payments on the mortgage, rather the equity in your...
PREVENTING IDENTITY THEFT – FREEZING YOUR CREDIT
One way to prevent identity theft is to freeze your credit. If your credit is frozen, you have to manually unfreeze it prior to having it checked. Thus, if someone steals your identification, they cannot purchase anything in your name that requires a check on your credit. You can freeze your credit for free. To...
WE CAN LEND IN ILLINOIS
I’m back in Chicago, Illinois. Illinois is one of the states where we can lend. If you are looking for a residential or commercial loan in Illinois, give us a call. We are mortgage brokers and will shop lenders to find the best loan for you. Whether you are a first-time homebuyer, investor, or starting...
DOWN PAYMENT – FIRST-TIME HOMEBUYER VIDEO SERIES
I am at the train park in Scottsdale, located at Indian Bend and Scottsdale Road. This is a popular location where families bring their young children to play and ride on the train. A common question amongst young families is how to buy a home, and how much down payment is needed. The best loans...