Tag: <span>#blog</span>

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NEVER TOO OLD!

  You’re never too old, age is not a factor when applying for a mortgage loan. Lenders cannot discriminate based on age.  So, even if you are 100 years old, and can qualify for the payment, you can get a 30-year mortgage.

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MORTGAGE, REFINANCING AND SKIPPING PAYMENTS

You may have heard about skipping a payment, or maybe even 2 months payments, when you refinance? Is skipping a payment tricking the system, or getting away with something? No, in fact, you may be front-loading more cash at closing.  

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WE CAN COUNSEL YOU, WE’RE HERE TO HELP

If you are looking for financing to purchase a home, or refinancing options, we can help you. Whether you have perfect credit, a great job, or less than perfect credit and no job due to unprecedented current conditions, we can counsel you to help you access the options. We are mortgage brokers and have access...

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CONTACT US, WE OFFER MORTGAGE COUNSELING

Years ago, in the depths of the mortgage crisis, I created a company to provide a solution to the problems created by the mortgage crisis. There were way too many loan officers putting people in loans they should not have qualified for, or simply not caring about their specific circumstances. Counsel Mortgage Group, LLC was...

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ARE YOU CONSIDERING INVESTMENT OPTIONS?

The following is a little help to analyze your options. Let’s say you worked hard and saved money over the years. It is sitting in your checking or savings account, and making little or no interest. You’d like to have your money work for you. You are considering investment options, such as stocks, mutual funds...

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IT’S PRETTY SIMPLE

We named our company Counsel Mortgage because this is what we do. We provide counsel to help you find the right mortgage. We are a mortgage broker, and search wholesale lenders to find the best rate and costs. That is it. It’s pretty simple.   When you are searching for a mortgage company to help...

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IN-HOUSE UNDERWRITING AND FUNDING

You may hear many mortgage bankers advertise they have in-house underwriting and fund their own loans which gives them an advantage in getting your loan approved and funded. FAKE NEWS. Bankers promote these services as something special, but, it is not special to have your loan underwritten and funded on time. This should be expected...

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COMMODITIZATION OF MORTGAGES

All you have to do is push a button and get a mortgage? If so, what kind of mortgage are you getting? Is it the right mortgage for you? Does it matter? There is a definite trend in the media to commoditize mortgages. That is, to try to influence you that you don’t need to...

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CLIENT REVIEW: WHY WORK WITH A COUNSEL MORTGAGE BROKER

John at Counsel Mortgage Group was fantastic to work with in the purchase of my first home. As a veteran, he navigated me flawlessly through the VA loan process which I have heard other vets tell me horror stories about.   He went above and beyond, reaching out after hours for information that was needed...

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CLIENT REVIEW: WHY WORK WITH A COUNSEL MORTGAGE BROKER 

I will rarely leave on an online review yet my recent experience with Counsel Mortgage highly warrants some feedback. As a real estate professional with AZ Prime Property Management I can state without a doubt that John Rapasky is one of the most knowledgable and result driven loan officers in the valley with solid results...