We offer a variety product services, ask us how we can assist you today: Counsel Mortgage Group®, LLC www.counselmortgage.com 480-502-1000 NMLS #178927 AZ MB #0909580 CA DBO #60DBO43873 John Rapasky is the President of the Counsel Mortgage Group, LLC. Copyright © 2017 Counsel Mortgage Group®, LLC.
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10 Year Anniversary
PRESS RELEASE: Counsel Mortgage Group®, LLC, is proud to announce its 10 year anniversary as both a residential and commercial brokerage. Counsel Mortgage opened its doors during the depths of the mortgage crisis of 2007 in an effort to offer professional services at competitive rates and costs to meet the needs of homeowners facing the financial impasse. Counsel Mortgage was founded by an experienced attorney/CPA who felt people needed help during a very difficult time in our economy and provided guidance and assistance in choosing the right product and costs for the most important purchase of someone’s life. Since that...
November 2, 2017November 2, 2017
COMMERCIAL REAL ESTATE LENDING UPDATE
By Michael Green Commercial real estate (CRE) lending increased for the 5th consecutive year in the U.S. finishing out a strong 4th quarter. The increase was spread across all types of lenders and property segments. About ½ of the closings were for acquisitions, significant in light of the bulge in refinances coming due in the 2015-2017 window. These are the 10-yr. term loans that were originated in 2005-2007 at the top of the last CRE cycle. Retail, hotel and specialty properties saw the biggest increases reflecting buyer demand in these sectors. Specialty properties which are typically single-tenant occupied have come...
April 15, 2015April 15, 2015
Counsel Mortgage Group Q&A’s (5) | John Rapasky
This episodes questions: 1. 0:06 What are mortgage rates based on? What data do you look at to see if it’s going up or down? 2. 1:20 A VA loan credit score vs. a FHA loan credit score, what credit scores apply? 3. 3:20 How many times can you use a VA loan? We believe home-buyers and borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable. John Rapasky is the President of the Counsel Mortgage Group, LLC. You can contact him at...
April 28, 2013April 28, 2013
Counsel Mortgage Group Q&A’s (4) | John Rapasky
This episodes questions: 1. 0:06 What are mortgage rates based on? What data do you look at to see if it’s going up or down? 2. 1:20 A VA loan credit score vs. a FHA loan credit score, what credit scores apply? 3. 3:20 How many times can you use a VA loan? We believe home-buyers and borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable. John Rapasky is the President of the Counsel Mortgage Group, LLC. You can contact him at...
April 28, 2013April 28, 2013
Counsel Mortgage Group Q&A’s (3) | John Rapasky
This episodes questions: 1. 0:08 What does “points” mean when you have a mortgage loan? 2. 1:06 What tips would I give to a first time home buyer? 3. 2:11 What date (Monday – Friday) is best to lock in a mortgage rate? We believe home-buyers and borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable. John Rapasky is the President of the Counsel Mortgage Group, LLC. You can contact him at info@counselmortgage.com. Copyright © 2014 Counsel Mortgage Group®, LLC. MB# 0909580...
April 28, 2013April 28, 2013
Counsel Mortgage Group Q&A’s (2) | John Rapasky
This episodes questions: 1. 0:08 How long does home loan underwriting usually take? 2. 0:45 What is PMI in home loans? 3. 1:26 Should I refinance my home after one year? We believe home-buyers and borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable. John Rapasky is the President of the Counsel Mortgage Group, LLC. You can contact him at info@counselmortgage.com. Copyright © 2014 Counsel Mortgage Group®, LLC. MB# 0909580 NMLS# 178927 AZ LO# 0911590 NMLS LO# 179539
April 28, 2013April 28, 2013
Counsel Mortgage Group Q&A’s (1) | John Rapasky
This episodes questions: 1. 0:14 What is the difference between a loan underwriter, a loan officer and a mortgage broker? 2. 1:07 What is the difference between a mortgage broker, a credit union, and a bank? 3. 2:10 I’m a first time home-buyer, should I use a mortgage broker or go directly to the bank? We believe home-buyers and borrowers deserve honest, ethical and competent service, enabling them to make informed decisions regarding their mortgage needs. In today’s dynamic environment, this service and counseling is invaluable. John Rapasky is the President of the Counsel Mortgage Group, LLC. You can contact...
April 28, 2013April 28, 2013
COUNSEL MORTGAGE QUOTED IN ARIZONA REPUBLIC
August 25, 2010May 14, 2020
LOAN OFFICER LICENSING IN ARIZONA
By John R. Rapasky For the first time ever, beginning July 1, 2010, loan originators must be licensed to originate residential mortgage loans in Arizona. Each licensee will be required to have a license number, which will be registered with the Nationwide Mortgage Licensing System. This number will follow the licensee no matter where they work, thus creating a record for each licensee and establishing a system of accountability. This will prevent licensees from performing misconduct at one company, just to leave that company and perform misconduct at another company. Individuals who perform loan modifications will also need...
April 25, 2010April 25, 2010