Counsel Mortgage was a table sponsor for the Scottsdale Boys & Girls Celebrate Youth Gala recently. We are proud to be a table sponsor for the Scottsdale Boys & Girls clubs and support their mission to enable all young people, especially those who need us most, to reach their full potential as productive, caring, responsible citizens. We offer a variety product services, ask us how we can assist you today. Counsel Mortgage Group®, LLC www.counselmortgage.com 480-502-1000 NMLS #178927 AZ MB #0909580 CA DBO #60DBO43873 Copyright © 2021 Counsel Mortgage Group®, LLC
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NO MATTER NEAR, OR FAR
Signing the loan documents at closing does not necessitate you being available in person. Maybe you had prior engagements that cannot be cancelled, or you’ll be out of town, you can designate someone to sign on your behalf. A power of attorney is a document that allows you to appoint someone to sign the paperwork on your behalf. With respect to securing the financing of a real estate transaction, the power of attorney must be specific and include either a property address or legal description. Contact Counsel Mortgage Group, we can assist you with any questions you may have. We...
April 17, 2021April 18, 2021
IS IT MOVE-IN READY AND HABITABLE?
To obtain a mortgage a property condition must be habitable and safe. A residence must be move-in ready. We get asked frequently, “What is considered habitable?” Click link below for a list of items that a lender will use to determine habitability.
April 16, 2021April 17, 2021
HOW CAN YOU GET AN APPRAISAL WAIVER?
How can you get an appraisal waiver?
April 8, 2021April 9, 2021
WHAT IS DRIVING-UP HOUSING MARKET PRICES?
There are many factors driving-up prices in the housing market. Low inventory is definitely one contributor.
April 6, 2021April 6, 2021
CRE FINANCE OUTLOOK BRIGHTENS
Seventy-seven percent of participants in the CRE Finance Council’s latest survey believe the economy will perform well over the next 12 months. The CRE Finance Council’s Fourth-Quarter 2020 Board of Governors’ Sentiment Index brought a new uptick of optimism about the future of commercial real estate finance. * CREFC’s Board of Governors consists of 56 senior executives representing the diverse facets of the lending and mortgage-related debt investing markets for CRE, including multifamily. In response to a key survey question on the overall outlook for the U.S. economy, a notable 77% of the Board indicated an expectation that...
March 31, 2021April 1, 2021
COUNSEL MORTGAGE GROUP HAS JUMBO LOANS
We know many lenders do not have jumbo loans due to the pandemic. We, have jumbo loans! If you’re not familiar with Jumbo Loans these are loan amounts in excess of $548,250. If you are purchasing a luxury property and looking for a jumbo loan, please contact us, Counsel Mortgage Group, we can help! Want to know more about jumbo loans products? We offer a variety of products and services, ask us how we can assist you today. Click now http://counselmortgagegroup.com/category/jumbo-loans/ Counsel Mortgage Group®, LLC www.counselmortgage.com 480-502-1000 NMLS #178927 AZ MB #0909580 CA DBO #60DBO43873 Copyright © 2021 Counsel Mortgage Group®,...
March 30, 2021March 31, 2021
THE COUNSEL MORTGAGE GROUP PROMISE
Our mission at Counsel Mortgage Group is to provide honest, straight forward advice and excellent service. We are dedicated to help you find the best mortgage product, lowest mortgage rate and costs available. We are always grateful for our clients for taking a moment and sharing their experience with Counsel Mortgage Group. “We cannot say enough good things about John and Counsel Mortgage. I was so anxious about this experience, and he could not have made it easier or more seamless. I urge everyone to consider using Counsel Mortgage-we even closed almost a week early!! So happy!” Mitchel...
March 25, 2021March 25, 2021
HOW DOES DELAYED FINANCING WORK
How does delayed financing work? What are the benefits of delayed financing? Here’s a great scenario to demonstrate the benefits of delayed financing. Delayed financing may be beneficial if you are trying to purchase a home with competing offers. You can pay cash for the home, but don’t want to, and would rather finance the home; however, if you presented an offer with financing, you may get beat out for the home. Delayed financing allows you to pay cash for the home, and then take the cash out with a refinance within 6 months of closing. This is an exception...
March 18, 2021March 19, 2021
SBA LOANS – 7(A) & 504 – BOTH ENHANCED BY THE SBA
Earlier in this message we highlighted the SBA promotion (enhancements) of the 7(a) program as a tool to help small businesses during the COVID-driven economic decline. Many of the relief provisions under the CARES ACT elevate the SBA 504 program also, including fee reductions and an extension of payment subsidies for new 504 loans. In a nutshell …
March 17, 2021March 17, 2021