Our panel hit it out of the park again this month with some great info on mortgages. Below is a summary of topics we discussed. You can check it out in its entirety on the Counsel Mortgage YouTube channel, click here: https://www.youtube.com/watch?v=PV7SAuayxoA Come back each month for current information on the mortgage market. Let us know if you have any particular scenarios or questions you’d like us to review. And, subscribe to our YouTube channel and follow us on social media to stay informed. If you are considering purchasing a home, or refinancing, either residential or commercial, contact us. We...
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REFINANCE
Are you waiting for rates to come down to refinance? Are you unsure as to whether you should refinance? What are factors to consider in refinancing? Is it simply lowering your payment? Join us for the December Counsel Mortgage Roundtable Live on our YouTube channel on Wednesday, December 17th, at 1 pm AZ time where we will discuss these and other current mortgage issues. Here is the link: https://www.youtube.com/@mortgagecounselor If you miss the live broadcast, it will be recorded and you can watch it later. Hope to see you there! Subscribe to our YouTube channel to stay informed and follow...
December 16, 2025December 16, 2025
SLOWLY IT TURNS
Today’s post is written by Michael Green, Senior Commercial Loan Originator with Counsel Mortgage Group, LLC. Mike writes monthly on the commercial mortgage market. Check back each month for his commentary. CRE mortgage lenders appear to be shifting away from the defensive stance that has characterized the past several years. Industry data shows underwriting discipline in CRE lending is showing signs of softening amid dynamic deal flow, stabilizing costs, and intense competition. These changes may not be readily observable in your market. Key metrics from CBRE’s Q3-25 report reveal a subtle, yet telling recalibration: the average loan-to-value ratio rose...
December 8, 2025December 8, 2025
NOVEMBER ROUNDTABLE ROUNDUP
Here is the Roundup from this month’s Roundtable. If you’d like to watch the panel discussion, click on the Counsel Mortgage YouTube channel: https://www.youtube.com/watch?v=rGMG2lwghm0 We discussed the following: Subscribe to our YouTube channel to stay informed and follow us on social media. Looking forward to seeing you at next month’s Roundtable! If you are considering purchasing a home, or refinancing, either residential or commercial, give us a call. This is what we do everyday, and can help find the right loan for you.
November 18, 2025November 18, 2025
THE 50-YEAR FIXED MORTGAGE
The government announced it is considering a 50-year fixed rate mortgage. Is this a good option? Would it be right for you? Also, why aren’t mortgage rates coming down after the Fed decreased the Fed Funds rate? Are adjustable rate mortgages a viable option today? Join us at our Live Roundtable on the Counsel Mortgage YouTube channel on Monday, November 17th at 1 pm AZ time, as we’ll discuss these and other mortgage topics of the day. Here is the link to our YouTube channel: https://www.youtube.com/@mortgagecounselor Looking forward to seeing you there! Subscribe to our YouTube channel to stay informed...
November 12, 2025November 12, 2025
EVERYBODY IS BANKABLE
Today’s post is written by Michael Green, Senior Commercial Loan Originator with Counsel Mortgage Group, LLC. Mike writes monthly on the commercial mortgage market. Check back each month for his commentary. I recently received a call from a prospective buyer of a small business that included the real estate. He called to inquire about financing for the acquisition – could it be done with 10% down. He had talked with the listing broker/agent for the business, and had been assured he could complete the acquisition utilizing “creative” financing. He was also told that the business had been approved...
October 27, 2025October 27, 2025
OCTOBER ROUNDTABLE ROUNDUP
Here is the Roundup from this month’s Roundtable. If you’d like to see what was discussed, you can watch the Roundtable on the Counsel Mortgage YouTube channel at https://www.youtube.com/watch?v=h-qMkasMBJ8 Subscribe to our YouTube channel to stay informed and follow us on social media. Looking forward to seeing you at next month’s Roundtable! If you are considering purchasing a home, or refinancing, either residential or commercial, give us a call. This is what we do everyday, and can help find the right loan for you.
October 23, 2025October 23, 2025
OCT 20TH 1PM AZ TIME COUNSEL MORTGAGE LIVE ROUNDTABLE
Join us on Monday, October 20th at 1 pm Arizona time for our October Live Roundtable. In addition to the market update, we’ll talk about how to keep your low rate in the event of a divorce, what to do if your appraisal comes in low, and how it is becoming easier to get a mortgage. It will be streamed live on YouTube. To join, click here: https://youtube.com/live/AUp8gwIKXn0 Let me know if there are any topics you would like us to discuss. Looking forward to seeing you there!
October 16, 2025October 16, 2025
A QUARTER POINT – SO WHAT!
Today’s post is written by Michael Green, Senior Commercial Loan Originator with Counsel Mortgage Group, LLC. Mike writes monthly on the commercial mortgage market. Check back each month for his commentary. The Federal Reserve delivered a widely expected quarter-point rate cut 2 weeks ago, lowering its fed funds benchmark range to 4.00% – 4 ¼% after Chair Jerome Powell signaled last month that the central bank would tilt toward responding to employment risks rather than lingering inflation concerns. The Prime Rate is now 7 ¼%. The move, however, uncovered divisions within the FOMC. Newly-appointed Fed Governor Stephen Miran dissented, pressing...
October 4, 2025October 4, 2025
SEPTEMBER ROUNDTABLE ROUNDUP
Another informative Roundtable. Here is a Roundup of some of the topics we covered. If you’d like to see all of the topics covered, you can watch it on our YouTube channel by clicking: https://youtube.com/live/ZqoOMvMzOaQ 1. Market Update – Freddie Mac shows the 30-year fixed mortgage at 6.26%, which is the lowest it has been in about a year. The Fed reduced the Fed Funds rate by a ¼% last week. So, does this mean mortgage rates will be coming down, too? The 10-year Treasury Note is a leading indicator for mortgage rates. Since the Fed reduced the Fed Funds...
September 24, 2025September 24, 2025