Here is an excellent article on how to take title to real estate in Arizona. This blog appears on the Professional Escrow Resources website, www.docprepper.com. Thanks to Shari Nestor of Professional Escrow Resources for her permission to allow us to repost. Ways to Hold Title to Real Estate in Arizona – Professional Escrow Resources https://docprepper.com/ways-to-hold-title-to-real-estate…/...
Author: john (John Rapasky)
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WE ARE TAKING APPLICATIONS
We are now taking applications at the higher conforming loan limit. The conforming loan limit for 2021 has increased from $510,400 to $548,250. That is a substantial increase of $37,850, meaning, you can get the lower conforming rates up to a higher amount. Contact us and we can help. We offer a variety...
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CONTACT US, WE CAN HELP
Do you have questions about refinancing? We provide counsel to help you find the right mortgage. We are a mortgage broker, and search wholesale lenders to find the best rate and costs. We broker in both Arizona and California. Contact us, we can help! We offer a variety of products and services, ask us how...
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WHAT ARE THE ADVANTAGES OF WORKING WITH A MORTGAGE BROKER?
One advantage of working with a mortgage broker instead of a banker is the lender credit. The lender credit is a credit towards closing costs. This credit represents the excess premium from the lender after paying the broker’s commission. Brokers get paid a fixed percentage of the loan amount from the lender for each transaction....
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INCREASED HOME SALES AND CONTINUED LOW RATES
Home sales are up roughly 27% compared to January 2020, in the Phoenix Metro and surrounding areas, in spite of moderate to low inventory. The urgency to refinance, buy or sell a home has been driven by the continued low rates. Are you in the market to buy or sell, or refinance? Contact us at...
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THINKING ABOUT REFINANCING?
Many factors should be considered when deciding if refinancing is the best choice for your needs. We can help you. We’ll ask simplified questions to get you on the right path. We have helped hundreds of families refinance loans over the years. We analyze the current rates and evaluate whether refinancing is right for you...
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LENDERS RE-THINKING ASSUMPTIONS AS PANDEMIC CONTINUES
Now in mid-stream of the pandemic, commercial lenders are looking primarily at industrial, multifamily and selected office deals. But beyond that, other asset classes are drawing lesser interest, even though in some cases lenders are willing to stretch their comfort level. Some pandemic-driven re-purposing properties are being seen like life sciences conversion projects in nontraditional...
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WHY BORROW AT A HIGHER RATE OR COST
If borrowing money at the lowest rate and cost is most sensible why do many people continue to borrow mortgage loans at higher rates and costs? It is possible they did not consult with a mortgage broker. Mortgage brokers work with lenders in the wholesale marketplace and pass on these rates and costs...
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HAVE YOU PRE-QUALIFIED FOR A LOAN?
In order to put an offer on a home, you will likely have to present a letter stating you are pre-qualified for the loan. What do you need to do to get pre-qualified? The first step is to complete a loan application; the application will give the loan originator the information they need...
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NOW’S THE OPTIMUM TIME TO BUY OR REFINANCE
Rates are low. and rates are subject to change. Now is a good time to buy or refinance. We are a mortgage broker and offer wholesale rates and costs in Arizona and California. We originate both residential and commercial loans. Contact Counsel Mortgage Group, we can help you! We offer a variety...