If you are looking to purchase a home, but do not have the down payment, there are many different down payment assistance programs available to you. We are a mortgage brokerage and recently found at least 8 different lenders offering down payment assistance programs to whom we can broker. The down payment can be either...
Author: john (John Rapasky)
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THANKFUL GRATEFUL BLESSED
This sums it up. We are thankful to be in this business to provide financing solutions for our clients to achieve wealth in real estate. We are grateful to our clients for entrusting us in the biggest financial decisions of their lives. And, we are blessed to be healthy and able to help. Wishing you...
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PHYSICIAN HOME LOANS
We have closed many loans for physicians over the years. In some instances, they will want to purchase a home prior to starting employment. Their employment agreement may contain contingencies that must be met prior to starting work. We researched the guidelines and have closed loans for doctors before they start employment, even if they...
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THANK YOU VETERANS!
We thank you for serving our country, and putting your life on the line to protect us here at home. We commend your bravery and selflessness. We are proud to work with veterans, including those that work in our company. One of the great VA benefits is the VA home loan. This allows a veteran,...
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SCARY RATES – CONSIDER A BUYDOWN
With mortgage rates being the highest they have been in many years, you may be scared to finance a home. However, there are tools by which to combat these higher rates. Buydowns are a way to lower the interest rate. A permanent buydown is where the rate is bought down permanently for the life of...
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COMMERCIAL MORTGAGE REFINANCE
Many commercial mortgages are fixed for 5-7 years, and then become due. These loans may have been originated before or during the pandemic at much lower rates than today. You may find yourself in a position where your Note is coming due. We can help you find refinancing options. We are mortgage brokers and can...
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ARCHITECTURE TOUR
Here is a great opportunity to tour luxury properties that are not on the market, meet the architects, enjoy food and drinks, and talk with knowledgeable people in the luxury home space. On Thursday, October 26th, come join me at the Desert Modern Architecture Tour, flyer below, from 4-7 pm. The cost is $50, with...
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TROUBLE GETTING APPROVED FOR A MORTGAGE? CONTACT US, WE CAN HELP
With increased interest rates and values for homes, you may find you are having trouble getting approved for a mortgage. We are mortgage brokers and have relationships with many different lenders, including, but not limited to, banks, credit unions, wholesale mortgage companies, insurance companies, and private individuals. There are more products available today than there...
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FREE CONTINUING EDUCATION HOUR FOR REALTORS
Join us Oct. 17th at 11 am at Pioneer Title Agency in Tucson, AZ for a free ADRE continuing education hour. I will be presenting a class on real estate finance, similar to the class I presented at the State Bar this summer. We will go over the different types of loans available, while sharing...
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HOW HIGH AND HOW LONG, MR. POWELL?
Today’s post is written by Commercial Loan Originator Mike Green. The FOMC’s pause on interest rate hikes at the September meeting a couple weeks ago wasn’t a surprise. Inflation has continued to subside, labor has cooled, and supply chains continue to improve. In justifying the pause, they cite: Job gains have slowed but remain strong,...