An effective way to prevent credit fraud is to freeze your credit. Freezing your credit can protect you from identity theft. You have control over who checks your credit, and it’s free! Freezing your credit does not affect your credit score. It’s also easy to remove the freeze when you want someone to check your...
Author: counselmortgage
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VACANT LAND FINANCING
We offer financing on vacant unimproved land. If you are looking to purchase land, contact us.
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FACTORS THAT INFLUENCE A MORTGAGE RATE QUOTE
There are a number of factors that go into a mortgage rate quote. Here are 10 factors that are considered: 1. Occupancy type – Is the home your primary residence, second/vacation home, or investment property? Rates for second/vacation homes and investment properties are typically higher than a primary residence. 2. How much is your down...
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PROFITING DURING CHAOS
Today’s post is written by Michael Green, Senior Commercial Loan Originator with Counsel Mortgage Group, LLC. Mike writes monthly on the commercial mortgage market. Check back each month for his commentary. “Patience; this is the greatest business asset. Wait for the right time to make your moves.” J. Paul Getty Timeless advice from Mr....
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QUICK TIP TO IMPROVE YOUR CREDIT SCORE
Maintaining low credit card balances can improve your credit score, and help you get better interest rates when you borrow money. You may pay your mortgage, car loan, or student loan on time, but a high credit card balance will hurt your score. For example, let’s say your credit limit on your credit card is...
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WWW.OPTOUTPRESCREEN.COM
When your credit is checked, that simple data point is sold by the credit bureaus and you will start receiving solicitations, via text, phone calls, email or mail. This is called a trigger lead. To avoid this practice, go to www.optoutprescreen.com. You can opt out immediately for 5 years, or send in a letter to...
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BUYDOWNS – EXPLAINED
I’ve been getting a lot of questions lately about buydowns and how they work. They are becoming popular now because they have to be funded by the seller and sellers are willing to negotiate. There is an increased supply of homes for sale, and sellers have been reducing their prices and giving concessions towards closing...