COUNSEL MORTGAGE ROUNDTABLE PODCAST ROUNDUP – FEBRUARY 2026

February 28, 2026February 28, 2026

We covered a lot of info in this month’s podcast.  Above is an excerpt from the podcast.  You can view the podcast here:  https://youtube.com/live/eqwWuBMgFek

Here are the highlights:

  1. Market update – we explained why you see different rates quoted by different organizations and the criteria that go into those rates.  An interest rate depends on your individual scenario.  Contact us to get your rate.  
  2. The National Association of Mortgage Brokers issued a White Paper on Solving America’s Housing Affordability Crisis.  We went over the highlights of this White Paper and the initiatives they are taking to try make homes more affordable and how mortgage brokers are critical to this path.  
  3. usdebtclock.org – this is a website that contains an up to the minute tally of the national debt, tariff revenue, Federal spending and deficit, and other items.  Check it out, it has a lot of data, all sourced. 
  4. Can I Get A Mortgage? – this is a new segment where we present a scenario and explain how we were able to get the borrower a mortgage.  In this case, we’re able to do a cash-out refinance for someone who was just put on title for a couple months ago.  You usually have to be on title for 6 months to qualify.  Tune in to see how we did it.  
  5. Future income – there are circumstances where you can close on a home before you start the new job.  We went over the scenarios where this applies.
  6. Delayed financing – if you purchase a property with cash, after you close you can do a cash-out refinance and recoup your investment.  We discussed how you can do this, and essentially purchase the property with 100% financing. 
  7. Bridge loans – residential v. commercial – here is a term you hear in lending, but it has different meanings depending on whether it is residential or commercial property.  We discussed the different meanings, and how they can work for you.  

Subscribe to our YouTube channel and our podcasts on YouTube and Spotify to stay up-to-date on these and other issues in the mortgage marketplace.  

If you are considering purchasing a home, or refinancing, either residential or commercial, give us a call. This is what we do everyday, and can help find the right loan for you.