Tag: <span>#counselmortgage</span>

HAVE YOU CONSIDERED ADDING A CO-SIGNER?
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HAVE YOU CONSIDERED ADDING A CO-SIGNER?

Sometimes, you may not be able to qualify on your own. Have you considered adding a co-signer to help you qualify? If so, the co-signer will have to complete a loan application and will have to qualify, too. Lenders will combine the incomes and debts of both borrowers and base the loan off of the...

GROUP INVESTMENTS
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GROUP INVESTMENTS

You want to purchase rental homes but do not have enough money saved or enough income to afford one, so, you talk to your friend who is also thinking about investing. Can you get financing if you purchase rental homes together? Or, you are part of an investment group looking to purchase rental homes. Can...

BENEFITS OF WORKING WITH A COUNSEL MORTGAGE GROUP BROKER
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BENEFITS OF WORKING WITH A COUNSEL MORTGAGE GROUP BROKER

What is the benefit of working with a mortgage broker and why a Counsel Mortgage Group broker?  As you can see from our website, the professional experience of the loan originators at Counsel Mortgage Group is unmatched in the industry. When I looked for a mortgage loan the first time I purchased a home, I...

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MORTGAGE AND HOUSING ASSISTANCE

Are you having trouble making mortgage payments due to the loss of income as a result of the pandemic? Here is the straight scoop from the CFPB regarding your options and forbearance.         If you have any questions about your mortgage, give us a call and we can help.     We...

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HOW WILL YOU REPAY THE FORBEARANCE?

Did you recently get approved to forbear your mortgage payments? You may be interested to read some advice pertaining to the CARES Act and other mortgage relief received. Have you considered how you will repay the forbearance? The article provides insight regarding repayment also. If you have any questions about your mortgage or forbearance give...

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WELCOME TO 2021 – WHERE TO GO, WHAT TO DO?

Problems in the hotel, retail and lodging sectors are pushing the commercial mortgage delinquency rate up. “November did see small increases in newly delinquent retail, lodging and office loans, but at levels far below what was seen at the outset of the pandemic,” Jamie Woodwell, MBA’s Vice President of Commercial Real Estate Research, said in...

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WE APPRECIATE YOUR BUSINESS

We are always grateful for client reviews, and strive to provide excellence in service. “We cannot say enough good things about John and Counsel Mortgage. I was so anxious about this experience, and he could not have made it easier or more seamless. I urge everyone to consider using Counsel Mortgage-we even closed almost a...

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IS THIS A TYPO?

  Wait! Did I read that right? You meant to say 3%, not 2%, right? I mean, I talk to my friends and they’re telling me they are getting rates under 3%. So this is a typo, isn’t it?   Well, there are a few lenders out there that are advertising rates under 2% on...

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YOU DO HAVE OPTIONS FOR YOUR FINANCING?

    We provide options and help you find the right lending source for your purchase. Is an SBA loan or a conventional loan the right loan for you? Should you borrow from a bank, investment bank, hedge fund, insurance company or some other funding source? We have the relationships and knowledge to help you...

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WHY IS MY LOAN APPROVAL TAKING SO LONG?

Why is there a difference in the amount of time it takes to get an approval for a refinance vs purchase loan? There is currently a high volume of refinances.  Some take time to get through underwriting process.  Purchase loans get through pretty quickly. A preference given to purchase loans in underwriting.  Time frames for...