Tag: <span>Qualifying</span>

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DO YOU HAVE A COLLECTION, CHARGE-OFF, OR JUDGMENT?

Can you get a mortgage if you have a derogatory item on your credit report, such as a collection, charge-off, or judgment? Maybe. Believe it or not, your credit score may be high enough to qualify even with the derogatory item on your credit report.  Depending on the dollar amount of the derogatory item, it may...

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WE BROKER LOANS TO SELF EMPLOYED HOMEBUYERS

There is some conversation out there that if you are self-employed, you cannot qualify for a loan; well, this is just wrong. If you have been self-employed for at least 2 years you may be able to qualify for a loan. Lenders will take the average of your net income over the last 2 years...