Tag: <span>#CommercialLoans</span>

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DO THEY HAVE YOUR BEST INTEREST IN MIND?

There are many different products and lenders in the marketplace, but do they have your best interest in mind? Counsel Mortgage Group®, LLC offers high level advice and consultation on your mortgage. We specialize in counseling on mortgage loans: 30-year fixed, 15- year fixed, adjustable rate, no down payment, VA, investment, SBA, and commercial loans,...

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PRE-PAYMENT LOAN PENALTIES

Some loans may have a pre-payment penalty in the event you pay off the loan early. You probably won’t see these on conventional or government residential loans, but you may see them on other residential loan products and on commercial loans; the penalty is a certain percentage of the loan amount. Example: You borrow $200,000...

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COMMERCIAL LENDING UPDATE

The yield on the 10-yr U.S. Treasury spiked to 3.03% two weeks ago (4-25-18), breaking a decade long downtrend. This highlights a major problem (or achieving a solution if you’re the Fed) – inflation is back. As Bloomberg noted that morning, something even more foreboding is the move in short term rates, up, which according...

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COMMERCIAL LENDING UPDATE

New data and commentary from federal financial regulators are pointing to signs of increased risks in CRE lending. Notably, the amount of delinquent multifamily and owner-occupied property loans on the books of U.S. banks increased in the Q4-17 of last year, according to the FDIC. And while the increases and total volumes are small, the...