A homeowner should read their monthly mortgage statement, and make their payments on time. The statement will provide information to keep you up-to-date on the payment schedule and amount; eliminate being shocked or awed.
Isn’t the payment amount the same monthly? No, not necessarily. Why do monthly mortgage payments change? It could be the loan type, mortgage insurance premiums, homeowners insurance premiums, real estate taxes, or a simple billing mistake made by the servicer.
If you notice strange discrepancies or errors you should contact your mortgage servicer and send an information request letter.
Contact us at Counsel Mortgage Group. We can help and discuss your mortgage concerns with you.
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