Tag: Arizona

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BRIDGE LOANS

A bridge loan is where you use the equity in your current home to help you finance the purchase of a new home. In other words, you leverage the equity in your current home and use it as a bridge to get you into the new home. We have done many of these loans over...

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MORTGAGES AND DIVORCE

If you are considering a divorce, you may want to purchase or sell real estate prior to filing for the divorce. If the divorce is filed, lenders may not approve the loan until after the divorce is finalized and the divorce decree is entered by the Court, or a legal separation agreement is signed by...

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INVESTMENT PROPERTY – HOW MUCH TO PUT DOWN?

Are you thinking about buying an investment property in 2024? You hear interest rates may be coming down, and property values have leveled. You may be concerned that if rates go lower, more buyers would enter the market thereby driving prices up and making it harder to purchase a property. So, now may be a...

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2023 YEAR IN REVIEW

Although the last year was one of the toughest years in mortgages in decades, Counsel Mortgage continued to grow. Several Loan Originators decided to hang their licenses with us. We also increased our social media presence with instructive videos. We strive to counsel you to help you make a well-informed decision when it comes to...

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ARE YOU A REAL ESTATE PROFESSIONAL LOOKING TO TEAM UP WITH A LENDER?  CONSIDER COUNSEL MORTGAGE GROUP, LLC

Are you a real estate agent looking to team up with an experienced professional lender? Consider us, Counsel Mortgage Group, LLC. We are a mortgage brokerage and shop many different investors to finance your transactions. We have worked with banks, credit unions, non-bank mortgage companies, insurance companies, private money investors, and others over the years....

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DOWN PAYMENT ASSISTANCE – MANY PROGRAMS AVAILABLE

If you are looking to purchase a home, but do not have the down payment, there are many different down payment assistance programs available to you. We are a mortgage brokerage and recently found at least 8 different lenders offering down payment assistance programs to whom we can broker. The down payment can be either...

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PHYSICIAN HOME LOANS

We have closed many loans for physicians over the years. In some instances, they will want to purchase a home prior to starting employment. Their employment agreement may contain contingencies that must be met prior to starting work. We researched the guidelines and have closed loans for doctors before they start employment, even if they...

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THANK YOU VETERANS!

We thank you for serving our country, and putting your life on the line to protect us here at home. We commend your bravery and selflessness. We are proud to work with veterans, including those that work in our company. One of the great VA benefits is the VA home loan. This allows a veteran,...

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SCARY RATES – CONSIDER A BUYDOWN

With mortgage rates being the highest they have been in many years, you may be scared to finance a home. However, there are tools by which to combat these higher rates. Buydowns are a way to lower the interest rate. A permanent buydown is where the rate is bought down permanently for the life of...