Category: VA Loans

VA INTEREST RATE REDUCTION REFINANCE LOAN

We thank our veterans and proudly employ veterans at Counsel Mortgage Group.  Our veteran originators specialize in VA loans and have closed many VA loans.  Recently some of our clients have contacted us questioning why they’re being heavily solicited.  Truth is, many lenders know the VA Interest Rate Reduction Refinance Loan (know in lending as IRRRL) requires minimal effort to process and close. Be careful, and make sure the refinance benefits you, the veteran, not the lender. To be eligible for the loan you must already have VA loan, are using the IRRRL to refinance the VA loan, and certify...

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VA-GUARANTEED MORTGAGE SOLICITATION

Veterans get solicited with mortgage refinancing offers quite a bit.  Offers known as Interest Rate Reduction Refinancing Loan (“IRRRL”).  Lenders like to make these loans for various reasons, one being minimal underwriting requirements. Veterans should scrutinize these advertisements to make sure the terms offered are true.   Recently The Consumer Financial Protection Bureau issued a consent order against a lender as a result of their deceptive practices. You can read the article here: https://bit.ly/33k4t7k   If you’re a veteran and you’d like to verify a mortgage quote or discuss your options contact Counsel Mortgage Group, LLC. We have several qualified...

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VA INTEREST RATE REDUCTION REFINANCE LOAN

We thank our veterans for their service and we are proud to have veteran employees. Our veteran employees specialize in assisting fellow service men and women, and we have closed many VA loans. Unfortunately, once a VA loan closes, veterans are deluged with solicitations from many lenders to refinance. Some of our clients have called and questioned why they are being solicited so heavily. It is because many lenders know the VA Interest Rate Reduction Refinance Loan (known in the lending world as the IRRRL) requires little effort for them to process and close. Be careful and make sure the...

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WE SUPPORT OUR VETERANS

Are you a veteran? One of the best loans is the VA loan. To start, you would need your DD214 form and Certificate of Eligibility for a VA loan. We can help you obtain the Certificate.  You may be able to qualify for 100% financing. We support our vets and have many veteran employees who are qualified originators who specialize in veteran loans. We’re a Mortgage Brokerage based out of Scottsdale, Arizona providing services in both Arizona and California specializing in straight talk to help you find the best mortgage product at the lowest rate and costs. Contact us to...

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WE HAVE CLOSED MANY VA LOANS

One of the best mortgage loans is the VA loan; if you are a veteran, you should consider this loan. For conforming loans, the VA loan allows 100% financing and does not have mortgage insurance. Instead, there is a one-time funding fee that can be paid at closing in cash or rolled into the loan. If you are a disabled veteran, you may be exempt from the funding fee. There is also a VA jumbo loan, which requires a down payment, but may be less than is required by conventional financing. There are certain costs that cannot be paid by...

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HAPPY VETERANS DAY

  We hope everyone is having a great Veterans Day! Thank you to all the men and women who have served in our military to keep us safe and free. Are you a veteran? We support our vets and have many veteran employees. Jim Moore is licensed in Arizona as a Mortgage Loan Originator and an Army Ranger in Viet Nam; a proud veteran.  Jim works with veterans with less than perfect credit, and helps them improve their credit for FREE, ask about VetCredit. Contact us to help you qualify for a VA loan. We offer a variety of products and services, ask...

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VETERANS HELPING VETERANS

Lee Selleck and Jim Moore are veterans who are committed to helping veterans. They are loan originators with Counsel Mortgage Group, LLC. Lee and Jim specialize in VA loans, and help veterans obtain home ownership and have helped veterans obtain housing with nothing out-of-pocket, including obtaining appliances. Jim and Lee work with veterans with less than perfect credit, and help them improve their credit for FREE. They have also volunteered to help veterans in many other causes outside of purchasing a home. Here they are at the VA StandDown at Veterans Memorial Coliseum in Phoenix, AZ; the StandDown is from...

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