Category: Home Loans

APPRAISALS, WAIVERS AND HOME LOANS

An appraisal is generally needed to get a home loan. There are instances where this requirement is waived and an appraisal may not be needed when applying for a home loan; an appraisal waiver. How can you get an appraisal waiver?

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NO DOWN PAYMENT ADVERTISEMENTS ON THE INTERNET, BILLBOARDS AND RADIO

I witness time and again advertisements on the internet, billboards and radio forThe down payment is typically in the form of a grant that does not need to be paid back. Many people push these loans enticing first time homebuyers to buy a home without any money out of their pocket. While these loans increase sales for the loan officer and real estate agent, are they really in the best interests of the first-time homebuyer?

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BUY NOW, OR WAIT UNTIL LATER?

The loan limits for 2020 are higher than in 2019. If you choose to buy now, you could have more purchasing power than later in the year. You will qualify at the current lower rate, which could result in a higher loan amount than if you waited and rates increased. Contact us and we can help you analyze if this is a good time for you to buy. We offer a variety of products and services, ask us how we can assist you today: Counsel Mortgage Group®, LLC www.counselmortgage.com 480-502-1000 NMLS #178927 AZ MB #0909580 CA DBO #60DBO43873   Copyright...

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